Harbour Rock Capital Limited
Registered name: HARBOUR ROCK CAPITAL LIMITED
Harbour Rock Capital Limited made £6.3m revenue and £801k profit in the year to 31 Mar 2026.
Harbour Rock Capital Limited’s revenue fell 26% to £6.3m in the year to 31 Mar 2026, with £801k profit and 66 employees. The company is classified under “activities auxiliary to financial intermediation” and is based in Rochester; we hold 2 years of its filed accounts.
- Status
- Active
- Location
- Rochester, South East
- Age
- 10 yrs · since 2016
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “The ultimate parent entity is Harbour Rock Group Limited, a company incorporated in the Isle of Man under registration number 018881V.”
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Mar 2025 | 31 Mar 2026 |
|---|---|---|
| Disclosure | Full P&L | Full P&L |
| Profit & loss | ||
| Revenue (turnover) | £8.5m | £6.3m |
| Cost of sales | £1.7m | £226k |
| Gross profit | £6.9m | £6.1m |
| Operating profit | −£622k | £994k |
| Profit before tax | −£611k | £1m |
| Profit after tax | −£493k | £801k |
| Profit (best available) | −£493k | £801k |
| Staff costs | £4.7m | £2.7m |
| Employees (average) | 125 | 66 |
| Ratios | ||
| Profit margin | −5.8% | 12.7% |
| Gross margin | 80.5% | 96.4% |
| Revenue per employee | £68.2k | £95.3k |
| Profit per employee | −£3.9k | £12.1k |
| Cash conversion | — | −145% |
| Growth (year on year) | ||
| Revenue growth | — | ▼26.3% |
| Headcount growth | — | ▼47.2% |
| Balance sheet — indirect signals, not revenue | ||
| Cash at bank | £1.2m | £2.4m |
| Net assets | £3.3m | £3.8m |
| Fixed assets | £51.3k | £56.8k |
| Current assets | £3.9m | £4.2m |
| Debtors | £2.7m | £1.8m |
| Cash from operations | £351k | −£1.4m |
| Source | FullAccounts · bulk data Jul 2026 | FullAccounts · bulk data Jul 2026 |
How the business works
- Profit margin
- 12.7%
- Profit ÷ revenue.
- Gross margin
- 96.4%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £95.3k
- Revenue ÷ average employees.
- Profit per employee
- £12.1k
- Profit ÷ average employees.
- Cash conversion
- −145%
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0.9%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 29.3%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲15%
- Now £3.8m
- Cash at bank
- ▲99%
- Now £2.4m
- Headcount
- ▼47%
- Now 66
- Deferred income
- —
- Now —
- Fixed assets
- ▲11%
- Now £56.8k
Sources
Latest figures from FullAccounts for the year to 31 Mar 2026 (profit £801k), from the Companies House accounts bulk data published Jul 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.