Payment Card Solutions Group Limited
Registered name: PAYMENT CARD SOLUTIONS GROUP LIMITED
Payment Card Solutions Group Limited made a £4.8m loss in the year to 31 Dec 2025 (revenue not disclosed).
Payment Card Solutions Group Limited reported a loss of £4.8m in the year to 31 Dec 2025; its revenue was not disclosed. It had 33 employees. The company is classified under “activities of financial services holding companies” and is based in London; we hold 5 years of its filed accounts.
- Status
- Active
- Location
- London, London
- Age
- 10 yrs · since 2016
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “The immediate parent company of the Payment Card Solutions Consolidated Group is BC Midco PTE Ltd, incorporated in Singapore. The registered office of BC Midco PTE Ltd is 12 Marina View, #11-01, Asia ”
Key figures
This company published its profit but not its turnover, so revenue and margins are not disclosed. We never estimate them.
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2021 | 31 Dec 2022 | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|---|---|
| Disclosure | Profit only | Profit only | Profit only | Profit only | Profit only |
| Profit & loss | |||||
| Revenue (turnover) | — | — | — | — | — |
| Cost of sales | £1.5m | £3.6m | £10m | £9m | £11.5m |
| Profit before tax | — | — | — | −£1.6m | −£6.1m |
| Profit after tax | £257k | £207k | −£857k | −£1.4m | −£4.8m |
| Profit (best available) | £257k | £207k | −£857k | −£1.4m | −£4.8m |
| Staff costs | £0 | £0 | £0 | £0 | £3.6m |
| Employees (average) | 0 | 0 | 0 | 0 | 33 |
| Ratios | |||||
| Profit margin | — | — | — | — | — |
| Profit per employee | — | — | — | — | −£145k |
| Growth (year on year) | |||||
| Profit growth | — | ▼19.3% | ▼513.3% | — | — |
| Balance sheet — indirect signals, not revenue | |||||
| Cash at bank | £100k | £8.4m | £2m | £39.9k | £162k |
| Net assets | £454k | £437k | −£420k | −£1.8m | −£985k |
| Fixed assets | £37.4k | £110k | £3.8m | £9.3m | £11.1m |
| Current assets | £241k | £19.7m | £21.1m | £25m | £28.7m |
| Debtors | £0 | £0 | £0 | £0 | £0 |
| Deferred income | £2k | £17.5k | £39.7k | £30k | £65k |
| Cash from operations | £497k | £12m | £6.8m | £2.3m | — |
| Source | FullAccounts · bulk data Nov 2023 | FullAccounts · bulk data Nov 2023 | FullAccounts · bulk data Dec 2024 | FullAccounts · bulk data Sep 2025 | FullAccounts · bulk data Jul 2026 |
How the business works
- Profit margin
- —
- Profit ÷ revenue.
- Gross margin
- —
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- —
- Revenue ÷ average employees.
- Profit per employee
- −£145k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now −£985k
- Cash at bank
- ▲305%
- Now £162k
- Headcount
- —
- Now 33
- Deferred income
- ▲117%
- Now £65k
- Fixed assets
- ▲19%
- Now £11.1m
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Subsidiaries (1)
- Payment Card Solutions (UK) LimitedRev. £21.3m · Profit £272k
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit −£4.8m), from the Companies House accounts bulk data published Jul 2026. Spotted an error? Request a correction.