My Continuum Financial Ltd
Registered name: MY CONTINUUM FINANCIAL LTD
Part of M&G PLC groupMy Continuum Financial Ltd made £1.6m revenue and £614k profit in the year to 31 Dec 2025. read from filing text
My Continuum Financial Ltd’s revenue grew 35% to £1.6m in the year to 31 Dec 2025, with £614k profit and 0 employees. The company is classified under “financial intermediation not elsewhere classified” and is based in Liskeard; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Liskeard, South West
- Age
- 11 yrs · since 2015
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2022 | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|---|
| Disclosure | No P&L | Full P&Lread from filing text | Full P&Lread from filing text | Full P&Lread from filing text |
| Profit & loss | ||||
| Revenue (turnover) | — | £791k | £1.2m | £1.6m |
| Cost of sales | — | £406k | £565k | £688k |
| Gross profit | — | £385k | £588k | £864k |
| Operating profit | — | £653k | £555k | £832k |
| Profit before tax | — | £932k | £555k | £830k |
| Profit after tax | — | £841k | £408k | £614k |
| Profit (best available) | — | £841k | £408k | £614k |
| Employees (average) | 0 | 0 | 0 | 0 |
| Ratios | ||||
| Profit margin | — | 106.3% | 35.4% | 39.6% |
| Gross margin | — | 48.7% | 51% | 55.7% |
| Growth (year on year) | ||||
| Revenue growth | — | — | ▲45.7% | ▲34.6% |
| Profit growth | — | — | ▼51.5% | ▲50.4% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £739k | £1.4m | £1.4m | £1.3m |
| Net assets | £1.4m | £2.3m | £2.7m | £3.3m |
| Fixed assets | £251k | £520k | £490k | £460k |
| Current assets | £1.3m | £1.9m | £2.5m | £3.3m |
| Debtors | £526k | £503k | £1.1m | £2m |
| Deferred income | — | — | £1.3k | £5k |
| Source | FullAccounts · bulk data Sep 2024 | FullAccounts · bulk data Sep 2024 | FullAccounts · bulk data Sep 2025 | FullAccounts · bulk data Jul 2026 |
How the business works
- Profit margin
- 39.6%
- Profit ÷ revenue.
- Gross margin
- 55.7%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- —
- Revenue ÷ average employees.
- Profit per employee
- —
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 29.7%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 0.3%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 126%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲23%
- Now £3.3m
- Cash at bank
- ▼9%
- Now £1.3m
- Headcount
- —
- Now 0
- Deferred income
- ▲300%
- Now £5k
- Fixed assets
- ▼6%
- Now £460k
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- M&G PLCultimate parent75–100%
- M&G Group Regulated Entity Holding Company Limited75–100%
- M&G Wealth Holding Company Limited75–100%
- My Continuum Financial Ltdthis company
Bands show the share of ownership each company holds in the one below it.
Subsidiaries (2)
- My Continuum Wealth LimitedRev. £1.8m · Profit £630k
- My Continuum Financial Nominee LimitedFigures not disclosed
Sister companies (2)
- Continuum (Financial Services) LLPRev. £19.4m · Profit £1.6m
- Sandringham Financial Partners LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £614k), from the Companies House accounts bulk data published Jul 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.