Rapyd Payments Limited
Registered name: RAPYD PAYMENTS LIMITED
Rapyd Payments Limited made £49.7m revenue and £2.2m profit in the year to 31 Dec 2025. read from filing text
Rapyd Payments Limited’s revenue grew 14% to £49.7m in the year to 31 Dec 2025, with £2.2m profit and 39 employees. The company is classified under “other business support service activities” and is based in Bishop's Stortford; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Bishop's Stortford, East of England
- Age
- 14 yrs · since 2012
- Type
- Private Limited Company
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “The company”
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2022 | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|---|
| Disclosure | Full P&Lread from filing text | Full P&Lread from filing text | Full P&Lread from filing text | Full P&Lread from filing text |
| Profit & loss | ||||
| Revenue (turnover) | £12.6m | £13.7m | £43.4m | £49.7m |
| Cost of sales | £9.2m | £11.1m | £37.1m | £40.1m |
| Gross profit | £3.4m | £2.5m | £6.3m | £9.6m |
| Operating profit | £728k | −£781k | £2m | £2m |
| Profit before tax | £726k | −£553k | £2.2m | £2.4m |
| Profit after tax | £998k | £145k | £3.8m | £2.2m |
| Profit (best available) | £998k | £145k | £3.8m | £2.2m |
| Staff costs | £2.1m | £2.5m | £2.9m | £3.6m |
| Employees (average) | 39 | 32 | 35 | 39 |
| Ratios | ||||
| Profit margin | 7.9% | 1.1% | 8.7% | 4.3% |
| Gross margin | 27% | 18.4% | 14.6% | 19.3% |
| Revenue per employee | £323k | £427k | £1.2m | £1.3m |
| Profit per employee | £25.6k | £4.5k | £108k | £55.3k |
| Cash conversion | −10122% | — | −385% | 2292% |
| Growth (year on year) | ||||
| Revenue growth | — | ▲8.3% | ▲217.6% | ▲14.5% |
| Profit growth | — | ▼85.5% | ▲2500% | ▼42.7% |
| Headcount growth | — | ▼17.9% | ▲9.4% | ▲11.4% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £75m | £60.8m | £68.6m | £23.3m |
| Net assets | £3.4m | £3.6m | £7.4m | £9.6m |
| Fixed assets | £88.6k | £63.9k | £36.1k | £6.8k |
| Current assets | £76.7m | £66.9m | £86.7m | £46.9m |
| Debtors | £381k | £983k | £867k | £747k |
| Deferred income | £41.5k | £38.2k | £22.7k | £14.6k |
| Cash from operations | −£73.7m | £14.4m | −£7.6m | £45.7m |
| Source | FullAccounts · bulk data Apr 2024 | FullAccounts · bulk data Apr 2024 | FullAccounts · bulk data Aug 2025 | FullAccounts · bulk data Jul 2026 |
How the business works
- Profit margin
- 4.3%
- Profit ÷ revenue.
- Gross margin
- 19.3%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £1.3m
- Revenue ÷ average employees.
- Profit per employee
- £55.3k
- Profit ÷ average employees.
- Cash conversion
- 2292%
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 0%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 1.5%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲30%
- Now £9.6m
- Cash at bank
- ▼66%
- Now £23.3m
- Headcount
- ▲11%
- Now 39
- Deferred income
- ▼36%
- Now £14.6k
- Fixed assets
- ▼81%
- Now £6.8k
Similar profitable businesses
- Fasanara Capital LtdLondon · Other business support service activities n.e.c.
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- £49.8m
- Profit
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- Staff
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- Cinch Contracting Services LtdSheffield · Other business support service activities n.e.c.
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- £49.6m
- Profit
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- Uclh Investors LimitedBristol · Other business support service activities n.e.c.
- Revenue
- £49.9m
- Profit
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- Clarity Umbrella LtdIpswich · Other business support service activities n.e.c.
- Revenue
- £49.9m
- Profit
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- Handle Payroll Solutions LimitedLondon · Other business support service activities n.e.c.
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- £50.1m
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- Inn Express LimitedLeamington Spa · Other business support service activities n.e.c.
- Revenue
- £49.2m
- Profit
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- Staff
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Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £2.2m), from the Companies House accounts bulk data published Jul 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.