Bingham-Woods Independent Financial Advisors Limited
Registered name: BINGHAM-WOODS INDEPENDENT FINANCIAL ADVISORS LIMITED
Bingham-Woods Independent Financial Advisors Limited made £935k revenue and £181k profit in the year to 30 Nov 2025.
Bingham-Woods Independent Financial Advisors Limited’s revenue grew 1% to £935k in the year to 30 Nov 2025, with £181k profit and 13 employees. The company is classified under “life insurance” and is based in Spalding; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Spalding, East of England
- Age
- 19 yrs · since 2006
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 30 Nov 2022 | 30 Nov 2023 | 30 Nov 2024 | 30 Nov 2025 |
|---|---|---|---|---|
| Disclosure | No P&L | No P&L | Full P&L | Full P&L |
| Profit & loss | ||||
| Revenue (turnover) | — | — | £927k | £935k |
| Cost of sales | — | — | £74.3k | £99.2k |
| Gross profit | — | — | £853k | £835k |
| Profit before tax | — | — | £292k | £252k |
| Profit after tax | — | — | £219k | £181k |
| Profit (best available) | — | — | £219k | £181k |
| Employees (average) | 15 | 15 | 14 | 13 |
| Ratios | ||||
| Profit margin | — | — | 23.6% | 19.4% |
| Gross margin | — | — | 92% | 89.4% |
| Revenue per employee | — | — | £66.2k | £71.9k |
| Profit per employee | — | — | £15.6k | £14k |
| Growth (year on year) | ||||
| Revenue growth | — | — | — | ▲0.8% |
| Profit growth | — | — | — | ▼17.1% |
| Headcount growth | — | 0% | ▼6.7% | ▼7.1% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £3.5k | £463 | £94.7k | £150k |
| Net assets | £7.1k | £6.9k | £61.8k | £85.2k |
| Fixed assets | £18.4k | £12.3k | £11.8k | £12.9k |
| Current assets | £82.6k | £88.1k | £150k | £150k |
| Debtors | £79.2k | £87.6k | £55.4k | — |
| Source | AbridgedAccounts · bulk data Aug 2024 | AbridgedAccounts · bulk data Aug 2024 | AbridgedAccounts · bulk data Aug 2025 | FilletedAccounts · bulk data Jul 2026 |
How the business works
- Profit margin
- 19.4%
- Profit ÷ revenue.
- Gross margin
- 89.4%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £71.9k
- Revenue ÷ average employees.
- Profit per employee
- £14k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 1.4%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲38%
- Now £85.2k
- Cash at bank
- ▲59%
- Now £150k
- Headcount
- ▼7%
- Now 13
- Deferred income
- —
- Now —
- Fixed assets
- ▲9%
- Now £12.9k
Sources
Latest figures from FilletedAccounts for the year to 30 Nov 2025 (profit £181k), from the Companies House accounts bulk data published Jul 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.