How much does Oracle Asset Finance Limited make?

Oracle Asset Finance Limited reported revenue of £8.8m and £2.4m profit in the year to 31 Mar 2024, according to its accounts filed at Companies House.

How many employees does Oracle Asset Finance Limited have?

Oracle Asset Finance Limited reported an average of 70 employees in the year to 31 Mar 2024.

Is Oracle Asset Finance Limited profitable?

Yes — Oracle Asset Finance Limited reported a profit of £2.4m in the year to 31 Mar 2024.

Company No. 05564813 · Incorporated 15 Sep 2005

Oracle Asset Finance Limited

Registered name: ORACLE ASSET FINANCE LIMITED

Part of Exemplary Group Limited group

Oracle Asset Finance Limited made £8.8m revenue and £2.4m profit in the year to 31 Mar 2024.

Oracle Asset Finance Limited’s revenue was £8.8m in the year to 31 Mar 2024, with £2.4m profit and 70 employees. The company is classified under “credit granting by non-deposit taking finance houses and other specialist consumer credit grantors” and is based in Knaresborough; we hold 3 years of its filed accounts.

Full P&L filedSection K · Financial and insurance activitiesSIC 64921Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

Status: Active
Location: Knaresborough, Yorkshire and The Humber
Age: 21 yrs · since 2005
Type: Private Limited Company

Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.

Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “The Company's ultimate parent company is Exemplary Group Limited, a company incorporated in England and Wales. This is the largest and smallest group into which the Company is consolidated. Its office”

Latest accounts · year to 31 Mar 2024

Key figures

Capital-light

Revenue

£8.8m

Growth —

Profit

£2.4m

Growth —

Profit margin

26.8%

Gross 97.4%

Employees

Change —

Profit / employee

£33.9k

Revenue/employee £126k

Profitable streak

3yrs

Consecutive profitable years in our data

Badges are automated estimates derived from the filed figures — not statements of fact about the company.

3 filed years

Financial history

Multi-year financials, oldest to newest
Year to	30 Sep 2022	31 Mar 2023	31 Mar 2024
Disclosure	Full P&L	Full P&L	Full P&L
Profit & loss
Revenue (turnover)	£11.6m	£4.2m	£8.8m
Cost of sales	£339k	£108k	£231k
Gross profit	£11.2m	£4.1m	£8.6m
Operating profit	£4.2m	£1.4m	£3m
Profit before tax	£4.2m	£1.4m	£3.1m
Profit after tax	£3.4m	£1.1m	£2.4m
Profit (best available)	£3.4m	£1.1m	£2.4m
Staff costs	£5.5m	£2.1m	£4.2m
Employees (average)	59	65	70
Ratios
Profit margin	29.5%	25.4%	26.8%
Gross margin	97.1%	97.5%	97.4%
Revenue per employee	£196k	£65.2k	£126k
Profit per employee	£57.7k	£16.5k	£33.9k
Balance sheet — indirect signals, not revenue
Cash at bank	£3.4m	£3.6m	£145k
Net assets	£5.5m	£5.6m	£625k
Fixed assets	£98.4k	£100k	£101k
Current assets	£7.6m	£7.4m	£2.7m
Debtors	£991k	£992k	£1.2m
Deferred income	£756k	£893k	£877k
Source	Accounts · bulk data Dec 2023	Accounts · bulk data Dec 2023	Accounts · bulk data Oct 2024

Derived from the latest filing

How the business works

Profit margin: 26.8%; Profit ÷ revenue.
Gross margin: 97.4%; Gross profit ÷ revenue. High for software and services.
Revenue per employee: £126k; Revenue ÷ average employees.
Profit per employee: £33.9k; Profit ÷ average employees.
Cash conversion: —; Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue: 1.1%; Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue: 9.9%; Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue: 13.9%; Money owed by customers. Low = customers pay quickly.

Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets: —; Now £625k
Cash at bank: —; Now £145k
Headcount: —; Now 70
Deferred income: —; Now £877k
Fixed assets: —; Now £101k

Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.

Corporate ownership

Group structure

Ownership chain

Exemplary Group Limitedultimate parent75–100%
Oracle Asset Finance Limitedthis company

Bands show the share of ownership each company holds in the one below it.

Sister companies (6)

Intelligent Car Finance LimitedFigures not disclosed
Lawton Brook (Marketing) LimitedFigures not disclosed
Lawton Brook LimitedFigures not disclosed
Leasewise LimitedFigures not disclosed
Prestige Car Finance LimitedFigures not disclosed
Sell My Prestige Car LimitedFigures not disclosed

From the Persons with Significant Control register (corporate controllers only).

Sources

Companies House profile Filing history & original accounts

Latest figures from accounts for the year to 31 Mar 2024 (profit £2.4m), from the Companies House accounts bulk data published Oct 2024. Spotted an error? Request a correction.

Updated from Companies House on 15 Oct 2026

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.