PXP Financial Limited
Registered name: PXP FINANCIAL LIMITED
Part of PXP Financial Group Limited groupPXP Financial Limited made £29.9m revenue and £2.8m profit in the year to 31 Dec 2025.
PXP Financial Limited’s revenue grew 18% to £29.9m in the year to 31 Dec 2025, with £2.8m profit and 0 employees. The company is classified under “financial intermediation not elsewhere classified” and is based in Stanstead Abbotts; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Stanstead Abbotts, East of England
- Age
- 21 yrs · since 2005
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2022 | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L | Full P&L |
| Profit & loss | ||||
| Revenue (turnover) | £12.6m | £16.5m | £25.3m | £29.9m |
| Cost of sales | £9.3m | £10.7m | £14.6m | £17.4m |
| Gross profit | £3.3m | £5.8m | £10.7m | £12.4m |
| Operating profit | −£3.9m | £539k | £1.9m | £2.2m |
| Profit before tax | −£3.8m | £673k | £2m | £2.3m |
| Profit after tax | −£3.8m | £673k | £2m | £2.8m |
| Profit (best available) | −£3.8m | £673k | £2m | £2.8m |
| Staff costs | £1.2m | £1.2m | £1.7m | £1.6m |
| Employees (average) | 0 | 0 | 0 | 0 |
| Ratios | ||||
| Profit margin | −30.5% | 4.1% | 8% | 9.4% |
| Gross margin | 26.3% | 35.1% | 42.4% | 41.6% |
| Revenue per employee | £114m | £183m | £281m | £332m |
| Profit per employee | −£34.9m | £7.5m | £22.4m | £31.4m |
| Growth (year on year) | ||||
| Revenue growth | — | ▲30.8% | ▲53.6% | ▲18.3% |
| Profit growth | — | — | ▲198.9% | ▲40.4% |
| Headcount growth | — | ▼18.2% | 0% | 0% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £8.8m | £9.9m | £14.5m | £14.5m |
| Net assets | £3m | £3.7m | £5.7m | £8.5m |
| Fixed assets | £125k | £234k | £411k | £48.6k |
| Current assets | £28.3m | £39.3m | £53.8m | £65.6m |
| Debtors | £36.4k | £133k | £510k | £126k |
| Deferred income | £1.8m | £2.5m | £2.4m | £2.3m |
| Source | Accounts · bulk data Sep 2024 | Accounts · bulk data Sep 2024 | FullAccounts · bulk data Sep 2025 | FullAccounts · bulk data Sep 2026 |
How the business works
- Profit margin
- 9.4%
- Profit ÷ revenue.
- Gross margin
- 41.6%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £332m
- Revenue ÷ average employees.
- Profit per employee
- £31.4m
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0.2%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 7.6%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 0.4%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲50%
- Now £8.5m
- Cash at bank
- ▲0%
- Now £14.5m
- Headcount
- 0%
- Now 0
- Deferred income
- ▼5%
- Now £2.3m
- Fixed assets
- ▼88%
- Now £48.6k
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- PXP Financial Group Limitedultimate parent75–100%
- PXP Financial Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Sister companies (1)
- PXP Solutions LimitedRev. £4m · Profit −£292k
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £2.8m), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.