Argent Premium Finance Ltd
Registered name: ARGENT PREMIUM FINANCE LTD
Argent Premium Finance Ltd made £73.3k revenue and £35.3k profit in the year to 31 Dec 2025.
Argent Premium Finance Ltd’s revenue grew 208% to £73.3k in the year to 31 Dec 2025, with £35.3k profit and 1 employee. The company is classified under “credit granting by non-deposit taking finance houses and other specialist consumer credit grantors” and is based in London; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- London, London
- Age
- 21 yrs · since 2005
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2022 | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|---|
| Disclosure | No P&L | Full P&L | Full P&L | Full P&L |
| Profit & loss | ||||
| Revenue (turnover) | — | £7k | £23.8k | £73.3k |
| Profit after tax | — | £2.2k | £10k | £35.3k |
| Profit (best available) | — | £2.2k | £10k | £35.3k |
| Staff costs | — | £0 | £0 | £23.4k |
| Employees (average) | 0 | 0 | 0 | 1 |
| Ratios | ||||
| Profit margin | — | 31.7% | 42.2% | 48.2% |
| Revenue per employee | — | — | — | £73.3k |
| Profit per employee | — | — | — | £35.3k |
| Growth (year on year) | ||||
| Revenue growth | — | — | ▲241.9% | ▲207.8% |
| Profit growth | — | — | ▲354.1% | ▲251.6% |
| Balance sheet — indirect signals, not revenue | ||||
| Net assets | £5k | £6.2k | £5.9k | £5.3k |
| Fixed assets | £0 | £0 | £900 | £0 |
| Current assets | £0 | £1.2k | £0 | £300 |
| Source | FullAccounts · bulk data Sep 2024 | FullAccounts · bulk data Sep 2024 | FullAccounts · bulk data Jun 2025 | FullAccounts · bulk data Feb 2026 |
How the business works
- Profit margin
- 48.2%
- Profit ÷ revenue.
- Gross margin
- —
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £73.3k
- Revenue ÷ average employees.
- Profit per employee
- £35.3k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▼10%
- Now £5.3k
- Cash at bank
- —
- Now —
- Headcount
- —
- Now 1
- Deferred income
- —
- Now —
- Fixed assets
- ▼100%
- Now £0
Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £35.3k), from the Companies House accounts bulk data published Feb 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.