1st Rate Investment (UK) Limited
Registered name: 1ST RATE INVESTMENT (UK) LIMITED
1st Rate Investment (UK) Limited made £43.7m revenue and £514k profit in the year to 28 Dec 2025. read from filing text
1st Rate Investment (UK) Limited’s revenue grew 6% to £43.7m in the year to 28 Dec 2025, with £514k profit and 701 employees. The company is classified under “activities of other holding companies” and is based in London; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- London, London
- Age
- 21 yrs · since 2004
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 25 Dec 2022 | 24 Dec 2023 | 29 Dec 2024 | 28 Dec 2025 |
|---|---|---|---|---|
| Disclosure | Full P&Lread from filing text | Full P&Lread from filing text | Full P&Lread from filing text | Full P&Lread from filing text |
| Profit & loss | ||||
| Revenue (turnover) | £38.1m | £40.4m | £41m | £43.7m |
| Cost of sales | £30.3m | £31.3m | £30.6m | £32m |
| Gross profit | £7.8m | £9.1m | £10.5m | £11.7m |
| Operating profit | −£1.6m | −£877k | £216k | — |
| Profit before tax | −£1.6m | −£877k | £216k | £870k |
| Profit after tax | −£1.4m | −£847k | −£60.7k | £514k |
| Profit (best available) | −£1.4m | −£847k | −£60.7k | £514k |
| Employees (average) | 745 | 708 | 518 | 701 |
| Ratios | ||||
| Profit margin | −3.7% | −2.1% | −0.1% | 1.2% |
| Gross margin | 20.5% | 22.4% | 25.5% | 26.7% |
| Revenue per employee | £51.2k | £57k | £79.2k | £62.3k |
| Profit per employee | −£1.9k | −£1.2k | −£117 | £733 |
| Growth (year on year) | ||||
| Revenue growth | — | ▲5.8% | ▲1.7% | ▲6.5% |
| Headcount growth | — | ▼5% | ▼26.8% | ▲35.3% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £0 | £214k | £24.2k | £55.8k |
| Net assets | £4.6m | £4.6m | £4.7m | £3.5m |
| Fixed assets | £7.7m | £7.7m | £7.7m | £7.7m |
| Current assets | £3.6k | £215k | £25.5k | £60.2k |
| Debtors | £0 | £0 | £0 | £0 |
| Source | Accounts · bulk data Sep 2024 | Accounts · bulk data Sep 2024 | FullAccounts · bulk data Jun 2025 | FullAccounts · bulk data Sep 2026 |
How the business works
- Profit margin
- 1.2%
- Profit ÷ revenue.
- Gross margin
- 26.7%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £62.3k
- Revenue ÷ average employees.
- Profit per employee
- £733
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 17.7%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 0%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▼24%
- Now £3.5m
- Cash at bank
- ▲131%
- Now £55.8k
- Headcount
- ▲35%
- Now 701
- Deferred income
- —
- Now —
- Fixed assets
- 0%
- Now £7.7m
Sources
Latest figures from FullAccounts for the year to 28 Dec 2025 (profit £514k), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.