Suitable Financial Advice Ltd
Registered name: SUITABLE FINANCIAL ADVICE LTD
Suitable Financial Advice Ltd made £157k revenue and £86.6k profit in the year to 31 Dec 2025.
Suitable Financial Advice Ltd’s revenue grew 18% to £157k in the year to 31 Dec 2025, with £86.6k profit and 2 employees. The company is classified under “financial intermediation not elsewhere classified” and is based in Chorley; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Chorley, North West
- Age
- 22 yrs · since 2004
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 30 Jun 2023 | 30 Jun 2024 | 19 Jan 2025 | 31 Dec 2025 |
|---|---|---|---|---|
| Disclosure | No P&L | No P&L | Full P&L | Full P&L |
| Profit & loss | ||||
| Revenue (turnover) | — | — | £133k | £157k |
| Cost of sales | — | — | £6.9k | £4.1k |
| Gross profit | — | — | £126k | £153k |
| Operating profit | — | — | £38.4k | £115k |
| Profit before tax | — | — | £38.6k | £115k |
| Profit after tax | — | — | £29k | £86.6k |
| Profit (best available) | — | — | £29k | £86.6k |
| Staff costs | — | — | £67k | £17.8k |
| Employees (average) | 4 | 4 | 4 | 2 |
| Ratios | ||||
| Profit margin | — | — | 21.9% | 55.1% |
| Gross margin | — | — | 94.8% | 97.4% |
| Revenue per employee | — | — | £33.2k | £78.6k |
| Profit per employee | — | — | £7.3k | £43.3k |
| Growth (year on year) | ||||
| Revenue growth | — | — | — | ▲18.4% |
| Profit growth | — | — | — | ▲198.3% |
| Headcount growth | — | 0% | — | ▼50% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £36.6k | £31.1k | £70.9k | £147k |
| Net assets | £77.5k | £45k | £59k | £146k |
| Fixed assets | £54.2k | £31.3k | £273 | £1.4k |
| Current assets | — | £31.1k | £86.5k | £176k |
| Debtors | — | £0 | £15.7k | £29.4k |
| Source | FullAccounts · bulk data Jul 2024 | FullAccounts · bulk data Jul 2024 | FilletedAccounts · bulk data Mar 2025 | FullAccounts · bulk data Apr 2026 |
How the business works
- Profit margin
- 55.1%
- Profit ÷ revenue.
- Gross margin
- 97.4%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £78.6k
- Revenue ÷ average employees.
- Profit per employee
- £43.3k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0.9%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 18.7%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲147%
- Now £146k
- Cash at bank
- ▲107%
- Now £147k
- Headcount
- ▼50%
- Now 2
- Deferred income
- —
- Now —
- Fixed assets
- ▲408%
- Now £1.4k
Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £86.6k), from the Companies House accounts bulk data published Apr 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.