Spectrum Insurance Services Limited
Registered name: SPECTRUM INSURANCE SERVICES LIMITED
Spectrum Insurance Services Limited made £15m revenue and £131k profit in the year to 31 Dec 2025.
Spectrum Insurance Services Limited’s revenue grew 10% to £15m in the year to 31 Dec 2025, with £131k profit and 42 employees. The company is classified under “activities of insurance agents and brokers” and is based in Sheffield; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Sheffield, Yorkshire and The Humber
- Age
- 22 yrs · since 2004
- Type
- Private Limited Company
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2022 | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L | Full P&L |
| Profit & loss | ||||
| Revenue (turnover) | £4.5m | £3.8m | £13.6m | £15m |
| Cost of sales | £3m | £2.2m | £10.8m | £11.2m |
| Gross profit | £1.4m | £1.6m | £2.8m | £3.8m |
| Operating profit | £81.3k | −£103k | £518k | £143k |
| Profit before tax | £81.3k | −£103k | £518k | £143k |
| Profit after tax | £81.3k | −£103k | £518k | £131k |
| Profit (best available) | £81.3k | −£103k | £518k | £131k |
| Employees (average) | 21 | 27 | 37 | 42 |
| Ratios | ||||
| Profit margin | 1.8% | −2.7% | 3.8% | 0.9% |
| Gross margin | 31.9% | 42% | 20.4% | 25.6% |
| Revenue per employee | £213k | £141k | £368k | £357k |
| Profit per employee | £3.9k | −£3.8k | £14k | £3.1k |
| Growth (year on year) | ||||
| Revenue growth | — | ▼14.9% | ▲257.7% | ▲10.1% |
| Profit growth | — | ▼226.6% | — | ▼74.8% |
| Headcount growth | — | ▲28.6% | ▲37% | ▲13.5% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £524k | £565k | £1.1m | £2m |
| Net assets | £308k | £145k | £547k | £324k |
| Fixed assets | £45.8k | £39.4k | £36k | £34.6k |
| Current assets | £847k | £928k | £2.3m | £3.3m |
| Debtors | £323k | £362k | £1.2m | £1.3m |
| Deferred income | £0 | £0 | £0 | — |
| Source | FullAccounts · bulk data Sep 2024 | FullAccounts · bulk data Sep 2024 | FullAccounts · bulk data Sep 2025 | FullAccounts · bulk data Sep 2026 |
How the business works
- Profit margin
- 0.9%
- Profit ÷ revenue.
- Gross margin
- 25.6%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £357k
- Revenue ÷ average employees.
- Profit per employee
- £3.1k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0.2%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 8.5%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▼41%
- Now £324k
- Cash at bank
- ▲87%
- Now £2m
- Headcount
- ▲14%
- Now 42
- Deferred income
- —
- Now —
- Fixed assets
- ▼4%
- Now £34.6k
Group structure
Subsidiaries (1)
- Spectrum Finance LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
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Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £131k), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.
Updated from Companies House on 23 Oct 2026
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.