E-Money Capital Ltd
Registered name: E-MONEY CAPITAL LTD
Part of E-Money Global Ltd groupE-Money Capital Ltd made £8.5m revenue and £3.9m profit in the year to 31 Dec 2025. read from filing text
E-Money Capital Ltd’s revenue grew 16% to £8.5m in the year to 31 Dec 2025, with £3.9m profit and 11 employees. The company is classified under “financial intermediation not elsewhere classified” and is based in London; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- London, London
- Age
- 23 yrs · since 2003
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “E-Money Global Limited is the parent company of E-Money Capital and its registered office is 5 Fleet Place, London, England, EC4M 7RD. The ultimate controlling party is M A V De Candole and J S Ferran”
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2022 | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|---|
| Disclosure | Full P&Lread from filing text | Full P&Lread from filing text | Full P&Lread from filing text | Full P&Lread from filing text |
| Profit & loss | ||||
| Revenue (turnover) | £5.1m | £6m | £7.4m | £8.5m |
| Operating profit | £1.1m | £1.9m | £3.4m | £4.8m |
| Profit before tax | £1.1m | £2.1m | £3.8m | £5.2m |
| Profit after tax | £1.1m | £1.7m | £2.8m | £3.9m |
| Profit (best available) | £1.1m | £1.7m | £2.8m | £3.9m |
| Employees (average) | 11 | 10 | 12 | 11 |
| Ratios | ||||
| Profit margin | 21.1% | 28.8% | 38.1% | 45.7% |
| Revenue per employee | £466k | £604k | £614k | £776k |
| Profit per employee | £98.4k | £174k | £234k | £355k |
| Growth (year on year) | ||||
| Revenue growth | — | ▲17.7% | ▲21.9% | ▲16% |
| Profit growth | — | ▲61% | ▲61.1% | ▲39% |
| Headcount growth | — | ▼9.1% | ▲20% | ▼8.3% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £497k | £652k | £776k | £1m |
| Net assets | £2.4m | £3.4m | £6.2m | £7.1m |
| Fixed assets | £14k | £8k | £10.2k | £9.3k |
| Current assets | £3.4m | £4.8m | £8m | £9.9m |
| Debtors | £2.9m | £4.2m | £0 | £489k |
| Source | FullAccounts · bulk data May 2024 | FullAccounts · bulk data May 2024 | FullAccounts · bulk data Apr 2025 | FullAccounts · bulk data Apr 2026 |
How the business works
- Profit margin
- 45.7%
- Profit ÷ revenue.
- Gross margin
- —
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £776k
- Revenue ÷ average employees.
- Profit per employee
- £355k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0.1%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 5.7%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲15%
- Now £7.1m
- Cash at bank
- ▲33%
- Now £1m
- Headcount
- ▼8%
- Now 11
- Deferred income
- —
- Now —
- Fixed assets
- ▼9%
- Now £9.3k
Group structure
Ownership chain
- E-Money Global Ltdultimate parent75–100%
- E-Money Capital Ltdthis company
Bands show the share of ownership each company holds in the one below it.
Subsidiaries (2)
- E-Money LtdRev. — · Profit −£101
- E-Money Security Trustee LtdFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £3.9m), from the Companies House accounts bulk data published Apr 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.