Loans 2 Go Limited
Registered name: LOANS 2 GO LIMITED
Part of Money in Minutes Limited groupLoans 2 Go Limited made £53.3m revenue and £5.2m profit in the year to 30 Dec 2025. read from filing text
Loans 2 Go Limited’s revenue grew 6% to £53.3m in the year to 30 Dec 2025, with £5.2m profit and 118 employees. The company is classified under “credit granting by non-deposit taking finance houses and other specialist consumer credit grantors” and is based in Putney; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Putney, London
- Age
- 24 yrs · since 2002
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “At the year end date the directors consider the ultimate parent undertaking to be UK Holdings Trust, a Trust entity established in the United States of America.”
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 30 Dec 2022 | 30 Dec 2023 | 30 Dec 2024 | 30 Dec 2025 |
|---|---|---|---|---|
| Disclosure | Full P&Lread from filing text | Full P&Lread from filing text | Full P&Lread from filing text | Full P&Lread from filing text |
| Profit & loss | ||||
| Revenue (turnover) | £31.1m | £37.3m | £50.5m | £53.3m |
| Operating profit | £8.5m | £8.4m | £6.9m | £7.7m |
| Profit before tax | £6.6m | £6.8m | £5.7m | £6.4m |
| Profit after tax | £5.3m | £5.2m | £4.7m | £5.2m |
| Profit (best available) | £5.3m | £5.2m | £4.7m | £5.2m |
| Staff costs | £6.9m | £7.9m | £8.7m | £9.6m |
| Employees (average) | 114 | 110 | 118 | 118 |
| Ratios | ||||
| Profit margin | 17.1% | 13.9% | 9.2% | 9.7% |
| Revenue per employee | £273k | £339k | £428k | £452k |
| Profit per employee | £46.6k | £47.3k | £39.4k | £43.9k |
| Growth (year on year) | ||||
| Revenue growth | — | ▲20.1% | ▲35.3% | ▲5.5% |
| Profit growth | — | ▼2.1% | ▼10.5% | ▲11.4% |
| Headcount growth | — | ▼3.5% | ▲7.3% | 0% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £6.7m | £2.5m | £6.2m | £5.6m |
| Net assets | £25.1m | £27.3m | £28.9m | £34.1m |
| Fixed assets | £502k | £499k | £405k | £222k |
| Current assets | £42.3m | £36.5m | £46m | £47.8m |
| Debtors | £35.1m | £33.2m | £38.2m | £40.8m |
| Deferred income | £619k | £835k | £1m | £607k |
| Source | FullAccounts · bulk data Dec 2024 | FullAccounts · bulk data Dec 2024 | FullAccounts · bulk data Sep 2025 | FullAccounts · bulk data Sep 2026 |
How the business works
- Profit margin
- 9.7%
- Profit ÷ revenue.
- Gross margin
- —
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £452k
- Revenue ÷ average employees.
- Profit per employee
- £43.9k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0.4%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 1.1%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 76.6%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲18%
- Now £34.1m
- Cash at bank
- ▼9%
- Now £5.6m
- Headcount
- 0%
- Now 118
- Deferred income
- ▼42%
- Now £607k
- Fixed assets
- ▼45%
- Now £222k
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- Money in Minutes Limitedultimate parent75–100%
- Loans 2 Go Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Subsidiaries (1)
- Simple Fast Loans LimitedFigures not disclosed
Sister companies (2)
- Compass Lending LtdFigures not disclosed
- Hermes Property Services LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 30 Dec 2025 (profit £5.2m), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.