How much does Just a Bank Limited make?

Just a Bank Limited reported revenue of £147k and a loss of £59.9k in the year to 31 Dec 2024, according to its accounts filed at Companies House.

How many employees does Just a Bank Limited have?

Just a Bank Limited reported an average of 0 employees in the year to 31 Dec 2024.

Is Just a Bank Limited profitable?

No — Just a Bank Limited reported a loss of £59.9k in the year to 31 Dec 2024.

Company No. 04487481 · Incorporated 16 Jul 2002

Just a Bank Limited

Registered name: JUST A BANK LIMITED

Part of Totemic (2024) Holdings Limited group

Just a Bank Limited made £147k revenue and a £59.9k loss in the year to 31 Dec 2024.

Just a Bank Limited’s revenue was £147k in the year to 31 Dec 2024, with a loss of £59.9k and 0 employees. The company is classified under “other business support service activities” and is based in Grantham.

Full P&L filedSIC 82990Other business support service activities n.e.c.

Status: Active
Location: Grantham
Age: 24 yrs · since 2002
Type: Private Limited Company

Latest accounts · year to 31 Dec 2024

Key figures

Revenue

£147k

Growth —

Profit

−£59.9k

Growth —

Profit margin

−40.8%

Gross 54.1%

Employees

Change —

Profit / employee

—

Profitable streak

0yrs

Consecutive profitable years in our data

1 filed year

Financial history

Multi-year financials, oldest to newest
Year to	31 Dec 2024
Disclosure	Full P&L
Profit & loss
Revenue (turnover)	£147k
Cost of sales	−£67.4k
Gross profit	£79.5k
Operating profit	−£59.9k
Profit before tax	−£59.9k
Profit after tax	−£59.9k
Profit (best available)	−£59.9k
Employees (average)	0
Ratios
Profit margin	−40.8%
Gross margin	54.1%
Balance sheet — indirect signals, not revenue
Net assets	—
Source	Accounts · bulk data Oct 2025

Derived from the latest filing

How the business works

Profit margin: −40.8%; Profit ÷ revenue.
Gross margin: 54.1%; Gross profit ÷ revenue. High for software and services.
Revenue per employee: —; Revenue ÷ average employees.
Profit per employee: —; Profit ÷ average employees.
Cash conversion: —; Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue: —; Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue: —; Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue: —; Money owed by customers. Low = customers pay quickly.

Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets: —; Now —
Cash at bank: —; Now —
Headcount: —; Now 0
Deferred income: —; Now —
Fixed assets: —; Now —

Corporate ownership

Group structure

Ownership chain

Totemic (2024) Holdings Limitedultimate parent75–100%
Totemic (2014) Holdings Limited75–100%
Just a Bank Limitedthis company

Bands show the share of ownership each company holds in the one below it.

Sister companies (8)

Magical Numbers UK LimitedRev. £0 · Profit −£302k
Financial Makeover LimitedFigures not disclosed
Mill Farm Stud LimitedFigures not disclosed
Paylink Solutions LimitedFigures not disclosed
Premium Plan LimitedFigures not disclosed
Skygazer LimitedFigures not disclosed
Totemic Central Services LimitedFigures not disclosed
Totemic Property LimitedFigures not disclosed

From the Persons with Significant Control register (corporate controllers only).

Sources

Companies House profile Filing history & original accounts

Latest figures from accounts for the year to 31 Dec 2024 (profit −£59.9k), from the Companies House accounts bulk data published Oct 2025. Spotted an error? Request a correction.

Updated from Companies House on 17 Oct 2026

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.