How much does Freedom Insurance Services Limited make?

Freedom Insurance Services Limited reported revenue of £598k and a loss of £72.3k in the year to 31 Dec 2025, according to its accounts filed at Companies House.

How many employees does Freedom Insurance Services Limited have?

Freedom Insurance Services Limited reported an average of 12 employees in the year to 31 Dec 2025.

Is Freedom Insurance Services Limited profitable?

No — Freedom Insurance Services Limited reported a loss of £72.3k in the year to 31 Dec 2025.

Company No. 04399749 · Incorporated 20 Mar 2002

Freedom Insurance Services Limited

Registered name: FREEDOM INSURANCE SERVICES LIMITED

Part of Kirly Limited group

Freedom Insurance Services Limited made £598k revenue and a £72.2k loss in the year to 31 Dec 2025.

Freedom Insurance Services Limited’s revenue grew 198% to £598k in the year to 31 Dec 2025, with a loss of £72.3k and 12 employees. The company is classified under “other business support service activities” and is based in ST. Neots; we hold 3 years of its filed accounts.

Full P&L filedSection N · Administrative and support servicesSIC 82990Other business support service activities n.e.c.

Status: Active
Location: ST. Neots, East of England
Age: 24 yrs · since 2002
Type: Private Limited Company

Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.

Latest accounts · year to 31 Dec 2025

Key figures

Capital-lightDoing more with less

Revenue

£598k

Growth ▲197.5%

Profit

−£72.3k

Growth —

Profit margin

−12.1%

Employees

Change ▼14.3%

Profit / employee

−£6k

Revenue/employee £49.8k

Profitable streak

0yrs

Consecutive profitable years in our data

Badges are automated estimates derived from the filed figures — not statements of fact about the company.

3 filed years

Financial history

Multi-year financials, oldest to newest
Year to	31 Dec 2023	31 Dec 2024	31 Dec 2025
Disclosure	Full P&L	Full P&L	Full P&L
Profit & loss
Revenue (turnover)	£295k	£201k	£598k
Operating profit	−£35.8k	−£193k	−£51.5k
Profit before tax	−£54k	−£268k	−£72.3k
Profit after tax	−£56.2k	−£99.6k	−£72.3k
Profit (best available)	−£56.2k	−£99.6k	−£72.3k
Staff costs	—	£152k	£364k
Employees (average)	14	14	12
Ratios
Profit margin	−19.1%	−49.6%	−12.1%
Revenue per employee	£21.1k	£14.4k	£49.8k
Profit per employee	−£4k	−£7.1k	−£6k
Growth (year on year)
Revenue growth	—	▼31.9%	▲197.5%
Headcount growth	—	0%	▼14.3%
Balance sheet — indirect signals, not revenue
Cash at bank	£9.6k	£133k	£191k
Net assets	£53.9k	£404k	£331k
Fixed assets	£108k	£50.5k	£25.3k
Current assets	£1m	£1.5m	£1.6m
Debtors	£6.9k	£22.4k	£37.7k
Deferred income	£82k	£135k	£146k
Source	FullAccounts · bulk data Jun 2025	FullAccounts · bulk data Jun 2025	FullAccounts · bulk data Apr 2026

Derived from the latest filing

How the business works

Profit margin: −12.1%; Profit ÷ revenue.
Gross margin: —; Gross profit ÷ revenue. High for software and services.
Revenue per employee: £49.8k; Revenue ÷ average employees.
Profit per employee: −£6k; Profit ÷ average employees.
Cash conversion: —; Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue: 4.2%; Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue: 24.4%; Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue: 6.3%; Money owed by customers. Low = customers pay quickly.

Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets: ▼18%; Now £331k
Cash at bank: ▲44%; Now £191k
Headcount: ▼14%; Now 12
Deferred income: ▲9%; Now £146k
Fixed assets: ▼50%; Now £25.3k

Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.

Corporate ownership

Group structure

Ownership chain

Kirly Limitedultimate parent75–100%
Freedom Insurance Services Limitedthis company

Bands show the share of ownership each company holds in the one below it.

Sister companies (6)

Chariot (II) Underwriting LimitedFigures not disclosed
Helios LLV Four LimitedFigures not disclosed
Kirly Group Holdings LtdFigures not disclosed
LK Catering and Events LimitedFigures not disclosed
Maturin-Baird (Underwriting) LLPFigures not disclosed
Nomina No 599 LLPFigures not disclosed

From the Persons with Significant Control register (corporate controllers only).

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Sources

Companies House profile Filing history & original accounts

Latest figures from FullAccounts for the year to 31 Dec 2025 (profit −£72.3k), from the Companies House accounts bulk data published Apr 2026. Spotted an error? Request a correction.

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.