How much does Union Income Benefit Holdings Limited make?

Union Income Benefit Holdings Limited reported revenue of £7.3m and a loss of £1.4m in the year to 31 Dec 2025, according to its accounts filed at Companies House.

How many employees does Union Income Benefit Holdings Limited have?

Union Income Benefit Holdings Limited reported an average of 110 employees in the year to 31 Dec 2025.

Is Union Income Benefit Holdings Limited profitable?

No — Union Income Benefit Holdings Limited reported a loss of £1.4m in the year to 31 Dec 2025.

Company No. 03877610 · Incorporated 16 Nov 1999

Union Income Benefit Holdings Limited

Registered name: UNION INCOME BENEFIT HOLDINGS LIMITED

Part of Embignell Limited group

Union Income Benefit Holdings Limited made £7.3m revenue and a £1.4m loss in the year to 31 Dec 2025.

Union Income Benefit Holdings Limited’s revenue grew 1% to £7.3m in the year to 31 Dec 2025, with a loss of £1.4m and 110 employees. The company is classified under “other business support service activities” and is based in London; we hold 4 years of its filed accounts.

Full P&L filedSection N · Administrative and support servicesSIC 82990Other business support service activities n.e.c.

Status: Active
Location: London, London
Age: 26 yrs · since 1999
Type: Private Limited Company

Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.

Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.

Latest accounts · year to 31 Dec 2025

Key figures

Capital-light

Revenue

£7.3m

Growth ▲0.6%

Profit

−£1.4m

Growth —

Profit margin

−19.6%

Gross 41.9%

Employees

110

Change ▲15.8%

Profit / employee

−£13k

Revenue/employee £66.1k

Profitable streak

0yrs

Consecutive profitable years in our data

Badges are automated estimates derived from the filed figures — not statements of fact about the company.

4 filed years

Financial history

Multi-year financials, oldest to newest
Year to	31 Dec 2022	31 Dec 2023	31 Dec 2024	31 Dec 2025
Disclosure	Full P&L	Full P&L	Full P&L	Full P&L
Profit & loss
Revenue (turnover)	£7.5m	£7.4m	£7.2m	£7.3m
Cost of sales	£2.7m	£3m	£2.9m	£4.2m
Gross profit	£4.9m	£4.5m	£4.3m	£3.1m
Operating profit	£387k	−£279k	−£3.8m	−£1.6m
Profit before tax	£327k	−£810k	−£4.1m	−£1.9m
Profit after tax	£56.5k	−£779k	−£4.2m	−£1.4m
Profit (best available)	£56.5k	−£779k	−£4.2m	−£1.4m
Staff costs	£3.3m	£4.2m	£3.2m	£4.9m
Employees (average)	91	103	95	110
Ratios
Profit margin	0.8%	−10.5%	−57.9%	−19.6%
Gross margin	64.7%	60.3%	59.4%	41.9%
Revenue per employee	£82.6k	£72.3k	£76.1k	£66.1k
Profit per employee	£621	−£7.6k	−£44k	−£13k
Growth (year on year)
Revenue growth	—	▼0.9%	▼2.9%	▲0.6%
Profit growth	—	▼1480%	—	—
Headcount growth	—	▲13.2%	▼7.8%	▲15.8%
Balance sheet — indirect signals, not revenue
Cash at bank	£438k	£540	£498k	£1.5m
Net assets	£17.3m	£16.6m	£12.4m	£4.3m
Fixed assets	£136k	£79.1k	£99.8k	£133k
Current assets	£24.1m	£23.7m	£19.4m	£8.2m
Debtors	£7k	£1.3k	£12.8k	£45.4k
Deferred income	£464k	£528k	£546k	£977k
Source	Accounts · bulk data Sep 2024	Accounts · bulk data Sep 2024	FullAccounts · bulk data Sep 2025	FullAccounts · bulk data Aug 2026

Derived from the latest filing

How the business works

Profit margin: −19.6%; Profit ÷ revenue.
Gross margin: 41.9%; Gross profit ÷ revenue. High for software and services.
Revenue per employee: £66.1k; Revenue ÷ average employees.
Profit per employee: −£13k; Profit ÷ average employees.
Cash conversion: —; Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue: 1.8%; Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue: 13.4%; Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue: 0.6%; Money owed by customers. Low = customers pay quickly.

Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets: ▼65%; Now £4.3m
Cash at bank: ▲200%; Now £1.5m
Headcount: ▲16%; Now 110
Deferred income: ▲79%; Now £977k
Fixed assets: ▲33%; Now £133k

Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.

Corporate ownership

Group structure

Ownership chain

Embignell Limitedultimate parent75–100%
Union Income Benefit Holdings Limitedthis company

Bands show the share of ownership each company holds in the one below it.

Sister companies (6)

Union Income LimitedRev. £293k · Profit −£385k
Afi Consultancy LimitedFigures not disclosed
Global Premium Holdings LtdRev. — · Profit £9.6m
Propvest Holdings LimitedFigures not disclosed
Union Benefit Services LimitedFigures not disclosed
Weave Systems LimitedActive - Proposal to Strike offFigures not disclosed

From the Persons with Significant Control register (corporate controllers only).

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Sources

Companies House profile Filing history & original accounts

Latest figures from FullAccounts for the year to 31 Dec 2025 (profit −£1.4m), from the Companies House accounts bulk data published Aug 2026. Spotted an error? Request a correction.

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.