Commercial Express Quotes Limited
Registered name: COMMERCIAL EXPRESS QUOTES LIMITED
Commercial Express Quotes Limited made £6.3m revenue and £1.3m profit in the year to 31 Dec 2025.
Commercial Express Quotes Limited’s revenue grew 22% to £6.3m in the year to 31 Dec 2025, with £1.3m profit and 58 employees. The company is classified under “activities of insurance agents and brokers” and is based in Brierley Hill; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Brierley Hill, West Midlands
- Age
- 27 yrs · since 1999
- Type
- Private Limited Company
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2022 | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|---|
| Disclosure | No P&L | Full P&L | Full P&L | Full P&L |
| Profit & loss | ||||
| Revenue (turnover) | — | £3.6m | £5.2m | £6.3m |
| Operating profit | — | £92.5k | £890k | £1.7m |
| Profit before tax | — | £114k | £949k | £1.8m |
| Profit after tax | — | £88.6k | £704k | £1.3m |
| Profit (best available) | — | £88.6k | £704k | £1.3m |
| Staff costs | — | £2.7m | £3.3m | £3.3m |
| Employees (average) | 59 | 59 | 57 | 58 |
| Ratios | ||||
| Profit margin | — | 2.5% | 13.6% | 20.8% |
| Revenue per employee | — | £60.3k | £90.7k | £108k |
| Profit per employee | — | £1.5k | £12.3k | £22.6k |
| Cash conversion | — | −836.6% | −70.1% | −148.4% |
| Growth (year on year) | ||||
| Revenue growth | — | — | ▲45.5% | ▲21.6% |
| Profit growth | — | — | ▲694.1% | ▲86% |
| Headcount growth | — | 0% | ▼3.4% | ▲1.8% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £1.9m | £2.6m | £3.2m | £5m |
| Net assets | £1.9m | £2m | £2.4m | £3.4m |
| Fixed assets | £443k | £441k | £436k | £604k |
| Current assets | £4.3m | £5.4m | £7m | £8.6m |
| Debtors | £2.4m | £2.7m | £3.6m | £3.5m |
| Deferred income | — | £16.4k | £135k | £91.4k |
| Cash from operations | — | −£774k | −£624k | −£2.5m |
| Source | AbridgedAccounts · bulk data Mar 2024 | AbridgedAccounts · bulk data Mar 2024 | FullAccounts · bulk data Sep 2025 | FullAccounts · bulk data Jul 2026 |
How the business works
- Profit margin
- 20.8%
- Profit ÷ revenue.
- Gross margin
- —
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £108k
- Revenue ÷ average employees.
- Profit per employee
- £22.6k
- Profit ÷ average employees.
- Cash conversion
- −148.4%
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 9.6%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 1.5%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 55.6%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲40%
- Now £3.4m
- Cash at bank
- ▲56%
- Now £5m
- Headcount
- ▲2%
- Now 58
- Deferred income
- ▼32%
- Now £91.4k
- Fixed assets
- ▲39%
- Now £604k
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
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Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £1.3m), from the Companies House accounts bulk data published Jul 2026. Spotted an error? Request a correction.
Updated from Companies House on 22 Oct 2026
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.