Credo Capital Limited
Registered name: CREDO CAPITAL LIMITED
Credo Capital Limited made £33.3m revenue and £5.6m profit in the year to 31 Dec 2025. read from filing text
Credo Capital Limited’s revenue grew 10% to £33.3m in the year to 31 Dec 2025, with £5.6m profit and 83 employees. The company is classified under “financial intermediation not elsewhere classified” and is based in London; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- London, London
- Age
- 27 yrs · since 1998
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “The immediate parent company is Credo Wealth Limited, a company registered in the British Virgin Islands. The ultimate parent company is Anchor Group (Proprietary) Limited, a company registered in Sou”
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2022 | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|---|
| Disclosure | Full P&Lread from filing text | Full P&Lread from filing text | Full P&Lread from filing text | Full P&Lread from filing text |
| Profit & loss | ||||
| Revenue (turnover) | £24.6m | £26m | £30.2m | £33.3m |
| Cost of sales | £6.3m | £6.8m | £7.3m | £9.2m |
| Gross profit | £18.3m | £19.2m | £22.9m | £24.1m |
| Operating profit | £3.9m | £4.4m | £6.4m | £7.5m |
| Profit before tax | £3m | £5.1m | £6.8m | £7.5m |
| Profit after tax | £2.6m | £4m | £5.2m | £5.6m |
| Profit (best available) | £2.6m | £4m | £5.2m | £5.6m |
| Staff costs | — | £9.5m | £11m | £10.8m |
| Employees (average) | 82 | 81 | 80 | 83 |
| Ratios | ||||
| Profit margin | 10.5% | 15.4% | 17.2% | 16.9% |
| Gross margin | 74.2% | 74% | 75.8% | 72.5% |
| Revenue per employee | £300k | £321k | £377k | £401k |
| Profit per employee | £31.6k | £49.5k | £64.7k | £68k |
| Cash conversion | −65.6% | −101.3% | −117.8% | −85% |
| Growth (year on year) | ||||
| Revenue growth | — | ▲5.7% | ▲16.2% | ▲10.3% |
| Profit growth | — | ▲54.6% | ▲29.2% | ▲8.9% |
| Headcount growth | — | ▼1.2% | ▼1.2% | ▲3.8% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £1.1m | £4m | £2.8m | £6m |
| Net assets | £13.2m | £8.9m | £9.7m | £10.5m |
| Fixed assets | — | £0 | £3k | £2.3m |
| Current assets | £16.4m | £12.5m | £14.3m | £14.6m |
| Debtors | £243k | £299k | £321k | £438k |
| Deferred income | £1.3m | £1.6m | £2.1m | — |
| Cash from operations | −£2.5m | −£4.5m | −£7.6m | −£6.3m |
| Source | FullAccounts · bulk data Oct 2024 | FullAccounts · bulk data Oct 2024 | FullAccounts · bulk data Sep 2025 | FullAccounts · bulk data Sep 2026 |
How the business works
- Profit margin
- 16.9%
- Profit ÷ revenue.
- Gross margin
- 72.5%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £401k
- Revenue ÷ average employees.
- Profit per employee
- £68k
- Profit ÷ average employees.
- Cash conversion
- −85%
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 6.9%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 1.3%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲8%
- Now £10.5m
- Cash at bank
- ▲113%
- Now £6m
- Headcount
- ▲4%
- Now 83
- Deferred income
- —
- Now —
- Fixed assets
- ▲75953%
- Now £2.3m
Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £5.6m), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.