The National Association of Commercial Finance Brokers
Registered name: THE NATIONAL ASSOCIATION OF COMMERCIAL FINANCE BROKERS
The National Association of Commercial Finance Brokers made £3.9m revenue and £94.7k profit in the year to 31 Dec 2025. read from filing text
The National Association of Commercial Finance Brokers’s revenue grew 8% to £3.9m in the year to 31 Dec 2025, with £94.7k profit and 32 employees. The company is classified under “activities of business and employers membership organizations” and is based in London; we hold 2 years of its filed accounts.
- Status
- Active
- Location
- London, London
- Age
- 29 yrs · since 1997
- Type
- PRI/LBG/NSC (Private, Limited by guarantee, no share capital, use of 'Limited' exemption)
Non-profit. It is limited by guarantee (typically an association, club or management company), so it isn't run for profit. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “The company is a private company limited by guarantee and consequently does not have share capital. Each of the members is liable to contribute an amount not exceeding £5 towards assets of the company”
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|
| Disclosure | Full P&Lread from filing text | Full P&Lread from filing text |
| Profit & loss | ||
| Revenue (turnover) | £3.6m | £3.9m |
| Cost of sales | £986k | £1.1m |
| Gross profit | £2.6m | £2.8m |
| Operating profit | £218k | £16.9k |
| Profit before tax | £348k | £128k |
| Profit after tax | £315k | £94.7k |
| Profit (best available) | £315k | £94.7k |
| Staff costs | £1.6m | £2m |
| Employees (average) | 24 | 32 |
| Ratios | ||
| Profit margin | 8.7% | 2.4% |
| Gross margin | 72.6% | 72.5% |
| Revenue per employee | £150k | £122k |
| Profit per employee | £13.1k | £3k |
| Growth (year on year) | ||
| Revenue growth | — | ▲8% |
| Profit growth | — | ▼69.9% |
| Headcount growth | — | ▲33.3% |
| Balance sheet — indirect signals, not revenue | ||
| Cash at bank | £1.6m | £1.9m |
| Net assets | — | — |
| Fixed assets | £25.9k | £23k |
| Current assets | £2.2m | £2.6m |
| Debtors | £154k | £226k |
| Deferred income | £413k | £700k |
| Source | FullAccounts · bulk data Sep 2026 | FullAccounts · bulk data Sep 2026 |
How the business works
- Profit margin
- 2.4%
- Profit ÷ revenue.
- Gross margin
- 72.5%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £122k
- Revenue ÷ average employees.
- Profit per employee
- £3k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0.6%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 18%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 5.8%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now —
- Cash at bank
- ▲17%
- Now £1.9m
- Headcount
- ▲33%
- Now 32
- Deferred income
- ▲69%
- Now £700k
- Fixed assets
- ▼11%
- Now £23k
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Subsidiaries (3)
- Nacfb Compliance Services LimitedFigures not disclosed
- Nacfb Financial Services LimitedFigures not disclosed
- Nacfb Member Services LimitedFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
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Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £94.7k), from the Companies House accounts bulk data published Sep 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.