Halifax General Insurance Services Limited
Registered name: HALIFAX GENERAL INSURANCE SERVICES LIMITED
Part of Lloyds Banking Group PLC groupHalifax General Insurance Services Limited made £32k revenue and £20k profit in the year to 31 Dec 2025.
Halifax General Insurance Services Limited’s revenue fell 95% to £32k in the year to 31 Dec 2025, with £20k profit. The company is classified under “financial intermediation not elsewhere classified” and is based in West Yorkshire; we hold 3 years of its filed accounts.
- Status
- Active
- Location
- West Yorkshire, Yorkshire and The Humber
- Age
- 33 yrs · since 1993
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L |
| Profit & loss | |||
| Revenue (turnover) | £793k | £655k | £32k |
| Operating profit | £720k | £655k | £26k |
| Profit before tax | £720k | £655k | £26k |
| Profit after tax | £551k | £491k | £20k |
| Profit (best available) | £551k | £491k | £20k |
| Employees (average) | — | — | — |
| Ratios | |||
| Profit margin | 69.5% | 75% | 62.5% |
| Growth (year on year) | |||
| Revenue growth | — | ▼17.4% | ▼95.1% |
| Profit growth | — | ▼10.9% | ▼95.9% |
| Balance sheet — indirect signals, not revenue | |||
| Net assets | — | — | — |
| Source | Accounts · bulk data Jun 2025 | Accounts · bulk data Jun 2025 | Accounts · bulk data Jul 2026 |
How the business works
- Profit margin
- 62.5%
- Profit ÷ revenue.
- Gross margin
- —
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- —
- Revenue ÷ average employees.
- Profit per employee
- —
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- —
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- —
- Now —
- Cash at bank
- —
- Now —
- Headcount
- —
- Now —
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now —
Group structure
Ownership chain
- Lloyds Banking Group PLCultimate parent75–100%
- Scottish Widows Group Limited75–100%
- Lloyds Bank General Insurance Holdings Limited75–100%
- Halifax General Insurance Services Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Sister companies (1)
- ST Andrew's Group LimitedLiquidationFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from accounts for the year to 31 Dec 2025 (profit £20k), from the Companies House accounts bulk data published Jul 2026. Spotted an error? Request a correction.
Updated from Companies House on 12 Oct 2026
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.