Southern Funding Limited
Registered name: SOUTHERN FUNDING LIMITED
Part of Southern Group Limited groupSouthern Funding Limited made £4.4m revenue and £295k profit in the year to 30 Sep 2025. read from filing text
Southern Funding Limited’s revenue grew 9% to £4.4m in the year to 30 Sep 2025, with £295k profit and 42 employees. The company is classified under “financial intermediation not elsewhere classified” and is based in Borehamwood; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Borehamwood, East of England
- Age
- 34 yrs · since 1992
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “The ultimate parent company is Southern Group Limited by virtue of its ownership of the whole of the share capital of Southern Funding Limited. Throughout the year, the company's ultimate controlling ”
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 30 Sep 2022 | 30 Sep 2023 | 30 Sep 2024 | 30 Sep 2025 |
|---|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L | Full P&Lread from filing text |
| Profit & loss | ||||
| Revenue (turnover) | £3.1m | £3.8m | £4m | £4.4m |
| Cost of sales | £171 | £1.2k | £167 | £0 |
| Gross profit | £3.1m | £3.8m | £4m | £4.4m |
| Operating profit | — | — | £77.1k | £387k |
| Profit before tax | £450k | £454k | £77.1k | £392k |
| Profit after tax | £367k | £357k | £61.2k | £295k |
| Profit (best available) | £367k | £357k | £61.2k | £295k |
| Staff costs | £2.5m | £3.2m | £3.8m | — |
| Employees (average) | 31 | 38 | 47 | 42 |
| Ratios | ||||
| Profit margin | 12% | 9.4% | 1.5% | 6.7% |
| Gross margin | 100% | 100% | 100% | 100% |
| Revenue per employee | £98.4k | £99.6k | £85.5k | £105k |
| Profit per employee | £11.9k | £9.4k | £1.3k | £7k |
| Growth (year on year) | ||||
| Revenue growth | — | ▲24.1% | ▲6.2% | ▲9.4% |
| Profit growth | — | ▼2.7% | ▼82.9% | ▲381.5% |
| Headcount growth | — | ▲22.6% | ▲23.7% | ▼10.6% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £49.6k | £3.3k | £20.5k | £22.6k |
| Net assets | £96.3k | £53.6k | £94.1k | £20.2k |
| Current assets | £528k | £834k | £1.4m | £1.6m |
| Debtors | £125k | £145k | £145k | £1.6m |
| Source | FullAccounts · bulk data Jun 2024 | FullAccounts · bulk data Jun 2024 | FullAccounts · bulk data Jun 2025 | FullAccounts · bulk data Jun 2026 |
How the business works
- Profit margin
- 6.7%
- Profit ÷ revenue.
- Gross margin
- 100%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £105k
- Revenue ÷ average employees.
- Profit per employee
- £7k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- —
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 35.9%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▼79%
- Now £20.2k
- Cash at bank
- ▲10%
- Now £22.6k
- Headcount
- ▼11%
- Now 42
- Deferred income
- —
- Now —
- Fixed assets
- —
- Now —
Group structure
Ownership chain
- Southern Group Limitedultimate parent75–100%
- Southern Funding Limitedthis company
Bands show the share of ownership each company holds in the one below it.
Sister companies (1)
- Alternative Bridging Corporation LimitedRev. — · Profit −£1.4m
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 30 Sep 2025 (profit £295k), from the Companies House accounts bulk data published Jun 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.