Titan Pensions & Investments Limited
Registered name: TITAN PENSIONS & INVESTMENTS LIMITED
Part of Titan Wealth Services Limited groupTitan Pensions & Investments Limited made £10.3m revenue and £2.1m profit in the year to 30 Sep 2023. read from filing text
Titan Pensions & Investments Limited’s revenue grew 13% to £10.3m in the year to 30 Sep 2023, with £2.1m profit and 36 employees. The company is classified under “activities auxiliary to financial intermediation” and is based in Kettering; we hold 2 years of its filed accounts.
- Status
- Active
- Location
- Kettering, East Midlands
- Age
- 37 yrs · since 1988
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 30 Sep 2022 | 30 Sep 2023 |
|---|---|---|
| Disclosure | Full P&Lread from filing text | Full P&Lread from filing text |
| Profit & loss | ||
| Revenue (turnover) | £9.1m | £10.3m |
| Operating profit | £2.1m | £2.6m |
| Profit before tax | £2m | £2.7m |
| Profit after tax | £1.6m | £2.1m |
| Profit (best available) | £1.6m | £2.1m |
| Staff costs | £2.8m | £2.9m |
| Employees (average) | 35 | 36 |
| Ratios | ||
| Profit margin | 17.4% | 20.4% |
| Revenue per employee | £261k | £286k |
| Profit per employee | £45.4k | £58.1k |
| Cash conversion | — | 21.2% |
| Growth (year on year) | ||
| Revenue growth | — | ▲12.7% |
| Profit growth | — | ▲31.6% |
| Headcount growth | — | ▲2.9% |
| Balance sheet — indirect signals, not revenue | ||
| Cash at bank | £4.2m | £4.6m |
| Net assets | £5.2m | £7.4m |
| Fixed assets | £254k | £252k |
| Current assets | £6.6m | £8.7m |
| Debtors | £791k | £812k |
| Deferred income | £1.1m | £790k |
| Cash from operations | — | £556k |
| Source | FullAccounts · bulk data Jan 2024 | FullAccounts · bulk data Jan 2024 |
How the business works
- Profit margin
- 20.4%
- Profit ÷ revenue.
- Gross margin
- —
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £286k
- Revenue ÷ average employees.
- Profit per employee
- £58.1k
- Profit ÷ average employees.
- Cash conversion
- 21.2%
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 2.5%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 7.7%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 7.9%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲42%
- Now £7.4m
- Cash at bank
- ▲8%
- Now £4.6m
- Headcount
- ▲3%
- Now 36
- Deferred income
- ▼25%
- Now £790k
- Fixed assets
- ▼1%
- Now £252k
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- Titan Wealth Services Limitedultimate parent75–100%
- Titan Investment Management Holdings Limited75–100%
- Telford Mann Group Limited75–100%
- Titan Pensions & Investments Limitedthis company
Bands show the share of ownership each company holds in the one below it.
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 30 Sep 2023 (profit £2.1m), from the Companies House accounts bulk data published Jan 2024. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.