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Company No. 02106087 · Incorporated 4 Mar 1987

General Insurance Brokers (UK) PLC

Registered name: GENERAL INSURANCE BROKERS (UK) PLC

Part of SM UK Holdings Limited group

General Insurance Brokers (UK) PLC made £2.8m revenue and £2.5m profit in the year to 31 Dec 2025. read from filing text

General Insurance Brokers (UK) PLC’s revenue grew 17% to £2.8m in the year to 31 Dec 2025, with £2.5m profit and 15 employees. The company is classified under “activities of insurance agents and brokers” and is based in London; we hold 4 years of its filed accounts.

Full P&L filedSection K · Financial and insurance activitiesSIC 66220Activities of insurance agents and brokers
Status
Active
Location
London, London
Age
39 yrs · since 1987
Type
Public Limited Company

Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “The immediate parent company is G”

Latest accounts · year to 31 Dec 2025

Key figures

Capital-lightOperating leverageCash flow filed
Revenue
£2.8m
Growth ▲17.3%
Profit
£2.5m
Growth ▲85.2%
Profit margin
91%
Gross 94.5%
Employees
15
Change ▲7.1%
Profit / employee
£170k
Revenue/employee £187k
Profitable streak
4yrs
Consecutive profitable years in our data

Badges are automated estimates derived from the filed figures — not statements of fact about the company.

4 filed years

Financial history

Multi-year financials, oldest to newest
Year to31 Dec 202231 Dec 202331 Dec 202431 Dec 2025
DisclosureFull P&Lread from filing textFull P&Lread from filing textFull P&Lread from filing textFull P&Lread from filing text
Profit & loss
Revenue (turnover)£2.4m£2.5m£2.4m£2.8m
Cost of sales£96.1k£115k£114k£155k
Gross profit£2.3m£2.4m£2.3m£2.6m
Operating profit£1.5m£1.6m£1.5m£1.8m
Profit before tax£2.1m£2.3m£1.8m£3m
Profit after tax£690k£1.9m£1.4m£2.5m
Profit (best available)£690k£1.9m£1.4m£2.5m
Staff costs£343k£424k£465k£495k
Employees (average)11131415
Ratios
Profit margin28.5%76.4%57.7%91%
Gross margin96%95.4%95.2%94.5%
Revenue per employee£220k£193k£170k£187k
Profit per employee£62.7k£147k£98.2k£170k
Cash conversion−149.6%−108.3%351.4%−234.1%
Growth (year on year)
Revenue growth—▲3.5%▼4.7%▲17.3%
Profit growth—▲177.1%▼28%▲85.2%
Headcount growth—▲18.2%▲7.7%▲7.1%
Balance sheet — indirect signals, not revenue
Cash at bank£24.6m£26.1m£6.6m£8.7m
Net assets£9.5m£11.5m£3.9m£4.5m
Fixed assets£170k£164k£9.2k£170k
Current assets£24.6m£26.2m£12.5m£15.1m
Debtors£58.6k£71.2k£647k£83.8k
Deferred income£39.6k£36.8k£20.2k£24.5k
Cash from operations−£2.2m−£1.7m£5.2m−£4.3m
SourceFullAccounts · bulk data Jun 2024FullAccounts · bulk data Jun 2024FullAccounts · bulk data Jun 2025FullAccounts · bulk data Aug 2026
Derived from the latest filing

How the business works

Profit margin
91%
Profit ÷ revenue.
Gross margin
94.5%
Gross profit ÷ revenue. High for software and services.
Revenue per employee
£187k
Revenue ÷ average employees.
Profit per employee
£170k
Profit ÷ average employees.
Cash conversion
−234.1%
Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue
6.1%
Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue
0.9%
Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue
3%
Money owed by customers. Low = customers pay quickly.
Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets
▲14%
Now £4.5m
Cash at bank
▲32%
Now £8.7m
Headcount
▲7%
Now 15
Deferred income
▲21%
Now £24.5k
Fixed assets
▲1743%
Now £170k

Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.

Corporate ownership

Group structure

Ownership chain

  1. SM UK Holdings Limitedultimate parent50–75%
  2. General Insurance Brokers Holdings Ltd75–100%
  3. General Insurance Brokers (UK) PLCthis company

Bands show the share of ownership each company holds in the one below it.

From the Persons with Significant Control register (corporate controllers only).

Same industry, similar size

Similar profitable businesses

Industry benchmarks →

Sources

Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £2.5m), from the Companies House accounts bulk data published Aug 2026. Spotted an error? Request a correction.

Updated from Companies House on 12 Oct 2026

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.