Bowmore Financial Planning Limited
Registered name: BOWMORE FINANCIAL PLANNING LIMITED
Bowmore Financial Planning Limited made £2.7m revenue and a £244k loss in the year to 30 Jun 2025. read from filing text
Bowmore Financial Planning Limited’s revenue grew 15% to £2.7m in the year to 30 Jun 2025, with a loss of £244k and 27 employees. The company is classified under “financial intermediation not elsewhere classified” and is based in Flax Bourton; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Flax Bourton, South West
- Age
- 44 yrs · since 1982
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently. From the filing: “The company is controlled by its Parent company, Bowmore Wealth Group Limited, which owns 100% of the”
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 30 Jun 2022 | 30 Jun 2023 | 30 Jun 2024 | 30 Jun 2025 |
|---|---|---|---|---|
| Disclosure | No P&L | No P&L | Full P&Lread from filing text | Full P&Lread from filing text |
| Profit & loss | ||||
| Revenue (turnover) | — | — | £2.4m | £2.7m |
| Operating profit | — | — | £165k | −£192k |
| Profit before tax | — | — | £174k | −£181k |
| Profit after tax | — | — | £72.8k | −£244k |
| Profit (best available) | — | — | £72.8k | −£244k |
| Staff costs | — | — | £1.3m | £1.8m |
| Employees (average) | 20 | 20 | 23 | 27 |
| Ratios | ||||
| Profit margin | — | — | 3.1% | −9% |
| Revenue per employee | — | — | £103k | £101k |
| Profit per employee | — | — | £3.2k | −£9.1k |
| Growth (year on year) | ||||
| Revenue growth | — | — | — | ▲14.8% |
| Profit growth | — | — | — | ▼435.7% |
| Headcount growth | — | 0% | ▲15% | ▲17.4% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £636k | £951k | £517k | £489k |
| Net assets | £1.2m | £1.5m | £1.6m | £1.4m |
| Fixed assets | £669k | £531k | £1.3m | £868k |
| Current assets | £2m | £2.2m | £1.9m | £1.8m |
| Debtors | £349k | £362k | £424k | £302k |
| Deferred income | — | — | £476k | £154k |
| Source | Accounts · bulk data Oct 2023 | Accounts · bulk data Oct 2023 | FilletedAccounts · bulk data Oct 2024 | FullAccounts · bulk data Dec 2025 |
How the business works
- Profit margin
- −9%
- Profit ÷ revenue.
- Gross margin
- —
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £101k
- Revenue ÷ average employees.
- Profit per employee
- −£9.1k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 31.8%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 5.6%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 11.1%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▼15%
- Now £1.4m
- Cash at bank
- ▼5%
- Now £489k
- Headcount
- ▲17%
- Now 27
- Deferred income
- ▼68%
- Now £154k
- Fixed assets
- ▼31%
- Now £868k
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Subsidiaries (2)
- Dwa Protector LimitedFigures not disclosed
- Rogate Capital LtdFigures not disclosed
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 30 Jun 2025 (profit −£244k), from the Companies House accounts bulk data published Dec 2025. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.