MM Wealth Ltd
Registered name: MM WEALTH LTD
Part of MM Wealth Group Holdings Ltd groupMM Wealth Ltd made £6.8m revenue and £2.3m profit in the year to 31 Dec 2025.
MM Wealth Ltd’s revenue grew 15% to £6.8m in the year to 31 Dec 2025, with £2.3m profit and 24 employees. The company is classified under “other business support service activities” and is based in Cambridge; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Cambridge, East of England
- Age
- 47 yrs · since 1979
- Type
- Private Limited Company
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Jan 2023 | 31 Jan 2024 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L | Full P&L |
| Profit & loss | ||||
| Revenue (turnover) | £6.3m | £6.1m | £5.9m | £6.8m |
| Cost of sales | £602k | £590k | £577k | £654k |
| Gross profit | £5.7m | £5.5m | £5.4m | £6.2m |
| Operating profit | £2.5m | £2.4m | £2.6m | £3m |
| Profit before tax | £2.5m | £2.4m | £2.6m | £3.1m |
| Profit after tax | £2m | £1.9m | £1.9m | £2.3m |
| Profit (best available) | £2m | £1.9m | £1.9m | £2.3m |
| Staff costs | £2.1m | £2.1m | £1.9m | £2m |
| Employees (average) | 26 | 23 | 23 | 24 |
| Ratios | ||||
| Profit margin | 31.6% | 30.7% | 32.4% | 33.6% |
| Gross margin | 90.5% | 90.2% | 90.3% | 90.4% |
| Revenue per employee | £244k | £263k | £258k | £284k |
| Profit per employee | £77.1k | £80.8k | £83.7k | £95.4k |
| Growth (year on year) | ||||
| Revenue growth | — | ▼4.5% | ▼1.9% | ▲14.9% |
| Profit growth | — | ▼7.3% | ▲3.6% | ▲19% |
| Headcount growth | — | ▼11.5% | 0% | ▲4.3% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £5.2m | £1.5m | £1.2m | £1.2m |
| Net assets | £5m | £2.1m | £3.2m | £3.5m |
| Fixed assets | £191k | £163k | £176k | £140k |
| Current assets | £6m | £3.1m | £4.1m | £4.6m |
| Debtors | £5k | £42.8k | £18.9k | £21.2k |
| Deferred income | £315k | £343k | £331k | £369k |
| Source | FullAccounts · bulk data Jun 2024 | FullAccounts · bulk data Jun 2024 | FullAccounts · bulk data May 2025 | FullAccounts · bulk data May 2026 |
How the business works
- Profit margin
- 33.6%
- Profit ÷ revenue.
- Gross margin
- 90.4%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £284k
- Revenue ÷ average employees.
- Profit per employee
- £95.4k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 2.1%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 5.4%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 0.3%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲9%
- Now £3.5m
- Cash at bank
- ▼1%
- Now £1.2m
- Headcount
- ▲4%
- Now 24
- Deferred income
- ▲12%
- Now £369k
- Fixed assets
- ▼21%
- Now £140k
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- MM Wealth Group Holdings Ltdultimate parent75–100%
- MM Wealth Ltdthis company
Bands show the share of ownership each company holds in the one below it.
From the Persons with Significant Control register (corporate controllers only).
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Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £2.3m), from the Companies House accounts bulk data published May 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.