TM Claims Service Europe Limited
Registered name: TM CLAIMS SERVICE EUROPE LIMITED
Part of Tokio Marine & Nichido Fire Insurance Co. Limited groupTM Claims Service Europe Limited made £4.1m revenue and £595k profit in the year to 31 Dec 2025.
TM Claims Service Europe Limited’s revenue grew 13% to £4.1m in the year to 31 Dec 2025, with £595k profit and 26 employees. The company is classified under “non-life insurance” and is based in London; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- London, London
- Age
- 52 yrs · since 1974
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 31 Dec 2022 | 31 Dec 2023 | 31 Dec 2024 | 31 Dec 2025 |
|---|---|---|---|---|
| Disclosure | Full P&Lread from filing text | Full P&L | Full P&L | Full P&L |
| Profit & loss | ||||
| Revenue (turnover) | £2.6m | £3.3m | £3.6m | £4.1m |
| Operating profit | −£45.5k | £639k | £797k | £801k |
| Profit before tax | −£49.3k | £642k | £802k | £803k |
| Profit after tax | −£56.2k | £479k | £602k | £595k |
| Profit (best available) | −£56.2k | £479k | £602k | £595k |
| Staff costs | £1.3m | £1.3m | — | — |
| Employees (average) | 24 | 26 | 27 | 26 |
| Ratios | ||||
| Profit margin | −2.1% | 14.4% | 16.8% | 14.7% |
| Revenue per employee | £109k | £128k | £133k | £156k |
| Profit per employee | −£2.3k | £18.4k | £22.3k | £22.9k |
| Growth (year on year) | ||||
| Revenue growth | — | ▲27.5% | ▲7.8% | ▲12.9% |
| Profit growth | — | — | ▲25.7% | ▼1.3% |
| Headcount growth | — | ▲8.3% | ▲3.9% | ▼3.7% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £2.9m | £3.5m | £4.1m | £4.3m |
| Net assets | £2.8m | £3.3m | £3.8m | £4.5m |
| Fixed assets | £8.6k | £4.8k | £10.7k | £9.1k |
| Current assets | £3.4m | £3.9m | — | — |
| Debtors | £33.6k | £127k | £20.1k | £6.6k |
| Deferred income | £132k | £138k | £157k | £138k |
| Source | FullAccounts · bulk data Nov 2024 | FullAccounts · bulk data Nov 2024 | FullAccounts · bulk data Jul 2025 | FullAccounts · bulk data Jul 2026 |
How the business works
- Profit margin
- 14.7%
- Profit ÷ revenue.
- Gross margin
- —
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £156k
- Revenue ÷ average employees.
- Profit per employee
- £22.9k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0.2%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- 3.4%
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 0.2%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲19%
- Now £4.5m
- Cash at bank
- ▲6%
- Now £4.3m
- Headcount
- ▼4%
- Now 26
- Deferred income
- ▼12%
- Now £138k
- Fixed assets
- ▼15%
- Now £9.1k
Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.
Group structure
Ownership chain
- Tokio Marine & Nichido Fire Insurance Co. Limited (registered outside the UK register)ultimate parent75–100%
- TM Claims Service Europe Limitedthis company
Bands show the share of ownership each company holds in the one below it.
From the Persons with Significant Control register (corporate controllers only).
Sources
Latest figures from FullAccounts for the year to 31 Dec 2025 (profit £595k), from the Companies House accounts bulk data published Jul 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.