How much does Mortgage Incentive Funds Limited make?

Mortgage Incentive Funds Limited reported revenue of £244k and £711k profit in the year to 30 Apr 2025, according to its accounts filed at Companies House.

How many employees does Mortgage Incentive Funds Limited have?

Mortgage Incentive Funds Limited reported an average of 4 employees in the year to 30 Apr 2025.

Is Mortgage Incentive Funds Limited profitable?

Yes — Mortgage Incentive Funds Limited reported a profit of £711k in the year to 30 Apr 2025.

Company No. 00875483 · Incorporated 30 Mar 1966

Mortgage Incentive Funds Limited

Registered name: MORTGAGE INCENTIVE FUNDS LIMITED

Part of Pears Family Industrial Holdings Limited group

Mortgage Incentive Funds Limited made £244k revenue and £711k profit in the year to 30 Apr 2025.

Mortgage Incentive Funds Limited’s revenue was £244k in the year to 30 Apr 2025, with £711k profit and 4 employees. The company is classified under “other letting and operating of own or leased real estate” and is based in London; we hold 3 years of its filed accounts.

Full P&L filedSection L · Real estate activitiesSIC 68209Other letting and operating of own or leased real estate

Status: Active
Location: London, London
Age: 60 yrs · since 1966
Type: Private Limited Company

Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.

Part of a group. The filing indicates this company sits within a group structure, so its results may depend on intra-group trading and it may be hard to replicate independently.

Latest accounts · year to 30 Apr 2025

Key figures

Small team

Revenue

£244k

Growth —

Profit

£711k

Growth —

Profit margin

291.7%

Gross 85.2%

Employees

Change —

Profit / employee

£178k

Revenue/employee £60.9k

Profitable streak

2yrs

Consecutive profitable years in our data

Unusual figures. Profit is higher than revenue in this filing. That usually means investment income, dividends from subsidiaries or one-off gains — or a mis-tagged figure. Check the original filing before drawing conclusions.

Badges are automated estimates derived from the filed figures — not statements of fact about the company.

3 filed years

Financial history

Multi-year financials, oldest to newest
Year to	31 Dec 2022	31 Dec 2023	30 Apr 2025
Disclosure	No P&L	Full P&L	Full P&L
Profit & loss
Revenue (turnover)	—	£159k	£244k
Cost of sales	—	£12.1k	£36.2k
Gross profit	—	£147k	£208k
Operating profit	—	£309k	£707k
Profit before tax	—	£355k	£914k
Profit after tax	—	£279k	£711k
Profit (best available)	—	£279k	£711k
Staff costs	—	£144k	£39k
Employees (average)	4	4	4
Ratios
Profit margin	—	175.8%	291.7%
Gross margin	—	92.4%	85.2%
Revenue per employee	—	£39.7k	£60.9k
Profit per employee	—	£69.8k	£178k
Growth (year on year)
Headcount growth	—	0%	—
Balance sheet — indirect signals, not revenue
Cash at bank	—	£672k	£3k
Net assets	£4m	£4.2m	£5m
Fixed assets	£2.5m	£1.6m	£2m
Current assets	£1.7m	£2.8m	£3.2m
Debtors	—	£2.1m	£3.2m
Deferred income	—	—	£79.4k
Source	FilletedAccounts · bulk data Aug 2024	FilletedAccounts · bulk data Aug 2024	FullAccounts · bulk data Apr 2026

Derived from the latest filing

How the business works

Profit margin: 291.7%; Profit ÷ revenue.
Gross margin: 85.2%; Gross profit ÷ revenue. High for software and services.
Revenue per employee: £60.9k; Revenue ÷ average employees.
Profit per employee: £178k; Profit ÷ average employees.
Cash conversion: —; Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
Fixed assets ÷ revenue: 828.4%; Capital intensity. Low = capital-light, cheaper to start.
Deferred income ÷ revenue: 32.6%; Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
Debtors ÷ revenue: 1326%; Money owed by customers. Low = customers pay quickly.

Indirect — not revenue

Balance-sheet signals

Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.

Net assets: —; Now £5m
Cash at bank: —; Now £3k
Headcount: —; Now 4
Deferred income: —; Now £79.4k
Fixed assets: —; Now £2m

Deferred income is reported together with accruals in this filing (“accruals and deferred income”), so it is an approximate signal only.

Corporate ownership

Group structure

Ownership chain

Pears Family Industrial Holdings Limitedultimate parent75–100%
Mortgage Incentive Funds Limitedthis company

Bands show the share of ownership each company holds in the one below it.

Sister companies (3)

Paper Estates LimitedRev. £727k · Profit −£354k
Sauce Properties LimitedRev. £200k · Profit −£152k
Gail Properties LimitedRev. £183k · Profit £82.3k

From the Persons with Significant Control register (corporate controllers only).

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Sources

Companies House profile Filing history & original accounts

Latest figures from FullAccounts for the year to 30 Apr 2025 (profit £711k), from the Companies House accounts bulk data published Apr 2026. Spotted an error? Request a correction.

Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.