Jabac Finances Limited
Registered name: JABAC FINANCES LIMITED
Jabac Finances Limited made £1.2m revenue and £115k profit in the year to 30 Nov 2025.
Jabac Finances Limited’s revenue was £1.2m in the year to 30 Nov 2025, with £115k profit and 5 employees. The company is classified under “other credit granting” and is based in Harrow; we hold 4 years of its filed accounts.
- Status
- Active
- Location
- Harrow, London
- Age
- 64 yrs · since 1962
- Type
- Private Limited Company
Pass-through vehicle. This looks like a holding, staffing or umbrella company. Its revenue and profit may largely pass through to or from other entities, so the figures may not reflect a standalone operating business. It is excluded from our opportunity lists.
Key figures
Badges are automated estimates derived from the filed figures — not statements of fact about the company.
Financial history
| Year to | 30 Nov 2022 | 30 Nov 2023 | 30 Nov 2024 | 30 Nov 2025 |
|---|---|---|---|---|
| Disclosure | Full P&L | Full P&L | Full P&L | Full P&L |
| Profit & loss | ||||
| Revenue (turnover) | £1.3m | £1.3m | £1.2m | £1.2m |
| Cost of sales | £564k | £640k | £691k | £715k |
| Gross profit | £716k | £623k | £535k | £512k |
| Operating profit | £364k | £324k | £208k | £151k |
| Profit before tax | £246k | £264k | £188k | £151k |
| Profit after tax | £237k | £215k | £142k | £115k |
| Profit (best available) | £237k | £215k | £142k | £115k |
| Staff costs | £184k | £222k | £245k | £267k |
| Employees (average) | 4 | 4 | 4 | 5 |
| Ratios | ||||
| Profit margin | 18.5% | 17% | 11.6% | 9.3% |
| Gross margin | 55.9% | 49.4% | 43.6% | 41.8% |
| Revenue per employee | £320k | £316k | £306k | £245k |
| Profit per employee | £59.2k | £53.7k | £35.5k | £22.9k |
| Growth (year on year) | ||||
| Revenue growth | — | ▼1.3% | ▼3% | ▲0.1% |
| Profit growth | — | ▼9.3% | ▼33.9% | ▼19.3% |
| Headcount growth | — | 0% | 0% | ▲25% |
| Balance sheet — indirect signals, not revenue | ||||
| Cash at bank | £1.1m | £894k | £2.1m | £2.1m |
| Net assets | £4.3m | £4.5m | £4.6m | £4.8m |
| Fixed assets | £8.4k | £5.8k | £4.8k | £3.6k |
| Current assets | £15m | £15.5m | £16.8m | £16.7m |
| Debtors | £13.8m | £14.6m | £14.7m | £14.6m |
| Source | FullAccounts · bulk data Apr 2024 | FullAccounts · bulk data Apr 2024 | FullAccounts · bulk data May 2025 | FullAccounts · bulk data Jun 2026 |
How the business works
- Profit margin
- 9.3%
- Profit ÷ revenue.
- Gross margin
- 41.8%
- Gross profit ÷ revenue. High for software and services.
- Revenue per employee
- £245k
- Revenue ÷ average employees.
- Profit per employee
- £22.9k
- Profit ÷ average employees.
- Cash conversion
- —
- Cash generated from operations ÷ operating profit. Needs a cash-flow statement.
- Fixed assets ÷ revenue
- 0.3%
- Capital intensity. Low = capital-light, cheaper to start.
- Deferred income ÷ revenue
- —
- Customers paying upfront (subscriptions, deposits). Approximate when combined with accruals.
- Debtors ÷ revenue
- 1186%
- Money owed by customers. Low = customers pay quickly.
Balance-sheet signals
Year-on-year changes in filed balance-sheet items. They can hint at momentum (or investment) but are not revenue or profit and must not be read as such.
- Net assets
- ▲2%
- Now £4.8m
- Cash at bank
- ▲3%
- Now £2.1m
- Headcount
- ▲25%
- Now 5
- Deferred income
- —
- Now —
- Fixed assets
- ▼25%
- Now £3.6k
Sources
Latest figures from FullAccounts for the year to 30 Nov 2025 (profit £115k), from the Companies House accounts bulk data published Jun 2026. Spotted an error? Request a correction.
Contains public sector information from Companies House licensed under the Open Government Licence v3.0. Data from Companies House, © Crown copyright. View the licence.